Alphabelle provides a full range of liability insurance products suitable for any professional business. Our extensive range of liability products include Professional Indemnity, Medical Malpractice, Directors and Officers Liability, Commercial crime, Product liability and Broad form general liability.

We support these products with an experienced team of insurance underwriters, specialist claims lawyers and managers to ensure our policyholders get early and effective help with their unexpected legal issues.

Professional Indemnity protects the professional against any legal obligation to compensate a third party as a result of any actual or alleged negligent act, error, or omission while performing professional obligations in the course of business.

Medical Malpractice insurance protects the practitioner from any legal obligation to compensate a third party as a result of any actual or alleged negligent act, error, or omission while performing professional obligations in the course of business.

Directors and Officers insurance protects directors and officers in their individual capacities from third-party claims for any actual or alleged wrongful act, error, or omission committed while performing their duties as a director or officer.

Commercial Crime insurance protects your company from the following threats: Employee dishonesty - your employees stealing from you, either alone or with others. Computer fraud - theft resulting from unauthorised access to the covered party’s computer system.

Product Liability protects the company from claims for property damage and death/injury resulting from the sale of products that were manufactured, sold, supplied, or repaired. Liability for the effects of defective workmanship is included in product liability.

Broad Form General Liability insurance protects a company from any legal liability to a third party for bodily injury or property damage caused by the company’s operations. This covers products that are manufactured, provided, or disseminated.

Cyber insurance aims to provide financial protection for your business in the event it becomes a target of cybercriminal activities, mitigating potential financial losses. In the unfortunate event of a cyber-attack, you get cover against first- and third- party losses as follows.